What To Bring
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| What
does a Buyer need to bring to closing? |
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Valid
State-Issued Photo ID.
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Proof
of Insurance on the property, including declarations page, paid receipt or
invoice due.
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HUD-1
Settlement Statement from the sale of former home (usually required by the
lender on the new home purchase).
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Any
documents the loan officer specifically requests be taken to the closing.
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Certified check or cashier’s check for any money due. State law prevents the
firm from taking personal checks exceeding $5,000.00. If the actual amount
required is unknown prior to closing, we advise obtaining certified funds in
the amount shown on the Good Faith Estimate. Make the certified funds payable
to the buyer(s). The check will be endorsed at closing.
|
| What
does a borrower on a refinance transaction need to bring to closing? |
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Valid
State-Issued Photo ID.
-
Proof
of Insurance on the property, including declarations page, paid receipt or
invoice due.
-
Any
documents the loan officer specifically requests be taken to the closing.
-
Bring
your checkbook. State law prevents the firm from taking personal checks
exceeding $5,000.00. If it is possible that your cash to closing exceeds
$5,000.00, we advise bringing a certified check for $3,000.00 and write a
personal check for the difference.
|
| What does a Seller need to bring to closing? |
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Valid
State-Issued Photo ID.
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Termite Inspection Report dated within 30 days of closing.
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ANY
funds due from Seller must be tendered in certified funds or cash (please call
the firm if you have any questions regarding this policy).
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Current Septic Tank Inspection Report or Well Report, if applicable.
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| What if
I represent a corporation at closing? What additional things do I need to
bring? |
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| What if
I represent an LLC at closing? What additional things do I need to bring? |
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